FundPoll.comAn eCorp Venture 1 Guest0

← FundPoll.com

Money · Facts & sources

Fund facts & stats

4 sourced facts about personal savings, investing and household finances, each with the context behind the number. 4 more are in today's round and appear here after it closes.

Play today's round

The basics

About what share of U.S. adults could cover a surprise $400 expense with cash or its equivalent?

Answer63%

This figure has held fairly steady in recent years after peaking at 68% in 2021.

Source: Federal Reserve, SHED survey (2025) federalreserve.gov

Going deeper

About what share of U.S. adults used a 'buy now, pay later' service in the past year?

Answer16%

These short-term installment plans have become a common checkout option at online retailers.

Source: Federal Reserve, SHED survey (2025) federalreserve.gov

About what share of Americans aged 55 to 66 had no personal retirement savings at all, per one widely cited study?

Answer49%

That means roughly half of people nearing retirement age had nothing set aside specifically for retirement.

Source: U.S. Census Bureau data (via Wikipedia) (2017) en.wikipedia.org

Expert level

About how much money was held in U.S. 401(k) retirement plans in early 2026?

Answer$9.9 trillion

401(k) plans have become the main retirement savings vehicle for many private-sector workers.

Source: Wikipedia, citing ICI data en.wikipedia.org

Think you'd have guessed them?Today's round is four stats like these plus one opinion poll. Your streak and level follow you to every site.Play today's round